A Good Year (2)

Can you imagine, you are sitting at that chair drawing or just laying down enjoying the relaxing afternoon on your off days with a glass of wine maybe anywhere u likes, front yard or back yard of your house ?.. gosh..
you have to watch this movie to know what I am talking about ..

(Source : From A Good Year's movie)




BEFORE YOU APPLY FOR YOUR MORTAGE

1. Two years of tax returns with W-2s.

2. Your Social Security card.

3. Bank and credit statements for the last three months.

4. Current employer information and verification — an employment contract or letter from your employer will probably be required. If you are self-employed, have three years of professionally prepared financial statements or tax returns available.

5. Most recent pay stub showing year-to-date earnings.

6. A list of investments, pension plans, 401k’s, etc., and any other investments.

7. If you choose to include income from child support and/or alimony, bring copies of court records of cancelled checks showing receipt of payment.

There are various fees associated with getting your mortgage, from escrow fees to loan processing fees to title insurance to flood reports. Make sure you are comparing apples to apples if you are shopping around for the best rate. Some financial institutions offer lower interest rates, but charge higher application and processing fees. Don’t be afraid to ask your mortgage broker to put any and all costs on the table before you proceed to apply for your mortgage.

(Complete article can be found at : www. europeanhouseplans.com)